Tag Archive: Change

Time for a Change: Coolant System Maintenance

Field work is slowing, but it is a good time to schedule needed maintenance of cooling systems. The seasonal slowdown is underway, at least for some of the farm’s rolling stock and motorized equipment. This does not equate to an idle period for the farm manager, who is responsible for maintaining the engines of agriculture …

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Permanent link to this article: http://okaloosa.ifas.ufl.edu/newsletters/2017/12/01/time-for-a-change-coolant-system-maintenance/

Finding Common Ground on Climate Change

This solar-powered bicycle rental facility provides a healthy alternative to driving around a large city. Photo credit: Carrie Stevenson, UF IFAS Extension Climate change is one of those topics that most people don’t want to think much about. It can be overwhelming, it can be controversial, and it can be downright frightening. A year ago, …

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Permanent link to this article: http://okaloosa.ifas.ufl.edu/newsletters/2017/07/14/finding-common-ground-on-climate-change/

Small Steps Are the Key to Healthy Change

Oliver Wendell Holmes, Jr. once said, “The greatest thing in the world is not so much where we are, but in which direction we are moving.” That saying holds true when it comes to our health and our finances. Health and personal financial issues affect millions of Americans. We struggle with epidemic obesity rates, over …

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Permanent link to this article: http://okaloosa.ifas.ufl.edu/newsletters/2016/04/01/small-steps-are-the-key-to-healthy-change/

National Estuaries Week! – Sea Level Rise and Climate Change

  This area along Florida’s east coast is experiencing coastal flooding.Photo: University of Florida As we come towards the end of National Estuaries Week we will now look at some issues our estuaries are facing. Sea level rise is one that generates a variety of responses from the public. For some it is of concern, …

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Permanent link to this article: http://okaloosa.ifas.ufl.edu/newsletters/2015/09/23/national-estuaries-week-sea-level-rise-and-climate-change/

Plants change with the season

As the season changes, plants change as well. This is true in evergreen and deciduous trees and shrubs as well as our lawn grasses. The cooler night temperatures and the shorter day length of fall result in changes in the physiology of many of our landscape plants and lawn grasses. It’s common for azaleas to …

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Permanent link to this article: http://okaloosa.ifas.ufl.edu/newsletters/2014/11/11/plants-change-with-the-season/

Picnics: A Great Change of Pace Outdoors and Indoors

A picnic is a pleasure excursion for all ages, a delightful expedition away from the normal day. Whether at a park, at the beach, right outside under a tree, on the porch, or on the living room floor, picnics are a great way to slow down and enjoy. Try some of these ideas for a …

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Permanent link to this article: http://okaloosa.ifas.ufl.edu/newsletters/2014/07/01/picnics-a-great-change-of-pace-outdoors-and-indoors/

ALERT: Change in FHA Mortgage Insurance Program

Mortgage insurance is required if the down payment is less than 20 percent of the home’s sale price. If you are shopping for a mortgage, be aware of changes to the Federal Housing Administration’s (FHA) mortgage insurance program.  Most lenders typically charge a mortgage insurance premium (MIP) if the borrower puts down less than 20 …

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Permanent link to this article: http://okaloosa.ifas.ufl.edu/newsletters/2013/06/07/alert-change-in-fha-mortgage-insurance-program/